Key points: Despite the financial instability of 2020, it was actually a great year for homeownership. Rock-bottom-low interest rates provided homeowners and buyers with a lot of fantastic real estate opportunities. Interest rates are still low, so if you’re thinking of making a move, now is the time! Contact Linda Craft & Team today to […]
Tag Archives: First Time Home Buyers
Mortgages Made Easy: How to Choose the Right Home Loan
Key Takeaways: As mortgage rates continue hovering near historic lows, many potential buyers are eager to make a move—but it can be hard to know which type of loan is best. There are dozens of different mortgage options available today, and some even have low down payment or credit score requirements. This can help a […]
You May Already Have Enough Money Saved for a Down Payment!
One of the biggest misconceptions for first-time homebuyers is how much you’ll need to save for a down payment. Contrary to popular belief, you don’t always have to put 20% down to buy a house, especially if you take advantage of government-backed programs or incentives. Are you eager to buy a home but aren’t sure if […]
Buyer Beware: 6 Red Flags That Could Spell Trouble for Homebuyers
Picture this: you’ve found a seemingly perfect home in just the right Triangle neighborhood. It has every single one of your must-haves, plenty of space, and even all of the features you want. But on the tour, your agent spots a few big problems, like a crack in the foundation or signs of water damage. […]
Buying Your First Home? You’re Not Alone!
Buying your first home is both exciting and a little overwhelming. There’s a lot that goes into the process—applying for a loan, making an offer, inspections, appraisals, due diligence, escrow… It can be a lot for an inexperienced buyer! But the good news is that you’ll hardly be the only new buyer on the hunt; […]
4 Tips to Ace Your First Home Purchase
If you ask a homeowner what it was like to buy their first home, they’ll probably mention a few things they’d change if they could do it all again. While it’s impossible to know everything about the home-buying process beforehand, you can still prepare yourself for what lies ahead—and figure out how to avoid some […]
Here are 4 Tricks to Choosing a Neighborhood You’ll Love!
If you’re thinking about buying a home, you’ve probably heard, “location, location, location!” on repeat. Finding the perfect city or town is one thing, but you’ll need to take it a step further. The right neighborhood matters more than you think, so before you start your search, we have some tips to help you find […]
Is a Home Inspection Really Necessary? Why You Shouldn’t Skip This Important Step
Picture this: you’ve finally found the home of your dreams. It’s got all the features you’ve been searching for, and it’s in the perfect neighborhood. There can’t possibly be anything wrong with it…right? Though technically optional, a home inspection is highly recommended by most realtors, as it can save you thousands of dollars—or even prevent […]
Mortgage 101: What To Know Before You Apply
Everybody loves talking about mortgages. They’re fun, easy to understand, and a great icebreaker, right?….Wrong. Thanks to their lengthy process, technical jargon, and confusing options, mortgages have a bit of an intimidating reputation—but it doesn’t have to be that way! If you’re in the process of buying a new home and dreading the mortgage application […]