One of the biggest misconceptions for first-time homebuyers is how much you’ll need to save for a down payment. Contrary to popular belief, you don’t always have to put 20% down to buy a house, especially if you take advantage of government-backed programs or incentives. Are you eager to buy a home but aren’t sure if […]
With summer on its way out and fall just around the corner, it’s prime latte season. Pumpkin spice, maple pecan, salted caramel—some of the best seasonal flavors make their debut! While it’s great to treat yourself to a cup of coffee every now and then, those small expenses can really add up—especially if you’re pinching […]
Time and again, we hear from potential buyers that one of the most challenging parts of buying a home is saving up for the down payment. Many people believe that they need a 20% down payment in order to buy a home, but that’s not really true. While 20% is a standard, it is by […]