Buying your first home is both exciting and a little overwhelming. There’s a lot that goes into the process—applying for a loan, making an offer, inspections, appraisals, due diligence, escrow… It can be a lot for an inexperienced buyer! But the good news is that you’ll hardly be the only new buyer on the hunt; […]
If you’re thinking of investing in real estate, you might be wondering exactly where you should be starting your homebuying journey. Is it with a home search? A real estate agent? An open house? Actually, the answer might surprise you: it’s with getting pre-approved. Get Pre-Approved, Start Your Homebuying Journey It’s no secret: real estate […]
True or false: if you’re buying a home, you need to have at least a 20% down payment? If you answered true, you aren’t alone—so did 62% of Americans. But in reality, that couldn’t be further from the truth—and you don’t have put off your home-buying dreams just because you can’t come up with 20% […]
You might think that since you’ve put some distance between now and high school and college, your days of memorizing vocabulary and learning new definitions is long gone. But if you’re buying a home, then you’re going to want to dust off those skills and start studying up. Real estate comes with its own confusing […]
Coffee or tea? Cake or pie? Rent or buy? Life is full of big questions—some a little harder to answer than others. But in the case of renting versus buying, there are a few big reasons why ownership still wins the battle. Thinking about making the jump from renting to owning? Here’s how your life […]
With summer on its way out and fall just around the corner, it’s prime latte season. Pumpkin spice, maple pecan, salted caramel—some of the best seasonal flavors make their debut! While it’s great to treat yourself to a cup of coffee every now and then, those small expenses can really add up—especially if you’re pinching […]
If you’re a millennial, then you’re probably a little tired of hearing all the criticism towards your generation. Buying avocado toast instead of saving money, always texting instead of calling—they’re all pretty unfair generalizations. Another common criticism of millennials? That they never buy homes. But actually, that couldn’t be further from the truth! In fact, […]
Buying a home is a major decision—one that you should spend plenty of time thinking about. But for many people, that thinking stage quickly becomes filled with anxieties—about money, about mortgages, about lenders—and they may decide to postpone their buying plans. At Linda Craft & Team REALTORS®, we want to break some of the negative […]
Buying a home can be challenging, especially when you factor in low inventory levels in top cities like Raleigh. High demand and low inventory have created something of a seller’s market, and while conditions are slowly improving for buyers, the market is still tipped favorably towards sellers. But don’t give up! While finding a home […]
As you start saving for your next home, you may find yourself wondering: how much should I have for the down payment? While 20% is the most common number thrown out for your down payment, it really depends on the type of mortgage loan you take out. Some loans require a down payment of just […]
