Key Takeaways: Getting pre-approved for a mortgage loan is the single easiest thing you can do to become a homeowner. With buyer demand greater than housing supply, knowing how much you are pre-approved to borrow is critical to stand out and be competitive. Contact our team today to simplify the experience of your homeownership journey! […]
Key Takeaways: For homebuyers, attaining the down payment can be one of the biggest obstacles to overcome. Down payment assistance programs are designed to help! The experts at Linda Craft and Team are here to help guide you through the process. Whether you’re a first-time homebuyer or have owned homes in the past, lower down […]
Key Takeaways Plenty of people with student loans also own their own home. Calculate your debt-to-income ratio to figure out what you can afford. An experienced team will help you navigate buying a home with student loans—contact Linda Craft & Team today! When it comes to purchasing a home, having student debt makes the dream […]
Key Takeaways: Mortgage rates are the lowest they’ve been in years, and this might be the lowest they’ll be for a while. Buying a house now is a good decision if you want to lock in a lower interest rate and ultimately pay less over time. Contact Linda Craft & Team if you’re interested in […]
Key Takeaways: Knowing your budget and how much money you can spend is crucial to buying a home. Real estate agents can be extremely helpful in giving advice and helping you through the process. Being quick to make an offer should be one of the buyer’s priorities, as it helps them to stand out from […]
Key Takeaways: There are many home-buying myths that intimidate young buyers—and we’re here today to debunk these damaging myths. Buying a home is more affordable today compared to historical averages, which means you may be able to afford more home than you think. Here at Linda Craft & Team, we understand that being a young […]
One of the biggest misconceptions for first-time homebuyers is how much you’ll need to save for a down payment. Contrary to popular belief, you don’t always have to put 20% down to buy a house, especially if you take advantage of government-backed programs or incentives. Are you eager to buy a home but aren’t sure if […]
Buying your first home is both exciting and a little overwhelming. There’s a lot that goes into the process—applying for a loan, making an offer, inspections, appraisals, due diligence, escrow… It can be a lot for an inexperienced buyer! But the good news is that you’ll hardly be the only new buyer on the hunt; […]
If you’re thinking of investing in real estate, you might be wondering exactly where you should be starting your homebuying journey. Is it with a home search? A real estate agent? An open house? Actually, the answer might surprise you: it’s with getting pre-approved. Get Pre-Approved, Start Your Homebuying Journey It’s no secret: real estate […]
True or false: if you’re buying a home, you need to have at least a 20% down payment? If you answered true, you aren’t alone—so did 62% of Americans. But in reality, that couldn’t be further from the truth—and you don’t have put off your home-buying dreams just because you can’t come up with 20% […]
