Key Takeaways: Homeownership is always a stable investment to make Guide your decision-making with trusted realtors’ local experience Contact Linda Craft Team Realtors to strategize your next move! Many people are thinking about buying a home, but with everything affecting the economy, some wonder if now is a good time to invest finally or if […]
Category Archives: First Time Home Buyers
Obtaining Pre-Approval Is Essential In Today’s Market
Key Takeaways: Getting pre-approved for a mortgage loan is the single easiest thing you can do to become a homeowner. With buyer demand greater than housing supply, knowing how much you are pre-approved to borrow is critical to stand out and be competitive. Contact our team today to simplify the experience of your homeownership journey! […]
Secure Your Dream Home With Down Payment Assistance
Key Takeaways: For homebuyers, attaining the down payment can be one of the biggest obstacles to overcome. Down payment assistance programs are designed to help! The experts at Linda Craft and Team are here to help guide you through the process. Whether you’re a first-time homebuyer or have owned homes in the past, lower down […]
Have Student Loans? Yes, You Can Own a Home!
Key Takeaways Plenty of people with student loans also own their own home. Calculate your debt-to-income ratio to figure out what you can afford. An experienced team will help you navigate buying a home with student loans—contact Linda Craft & Team today! When it comes to purchasing a home, having student debt makes the dream […]
Should You Wait for a Lower Mortgage Rate?
How Can You Make Your Best Offer as a Buyer?
Key Takeaways: Knowing your budget and how much money you can spend is crucial to buying a home. Real estate agents can be extremely helpful in giving advice and helping you through the process. Being quick to make an offer should be one of the buyer’s priorities, as it helps them to stand out from […]
Are You Intimidated as a Young Homebuyer?
Key Takeaways: There are many home-buying myths that intimidate young buyers—and we’re here today to debunk these damaging myths. Buying a home is more affordable today compared to historical averages, which means you may be able to afford more home than you think. Here at Linda Craft & Team, we understand that being a young […]
You May Already Have Enough Money Saved for a Down Payment!
One of the biggest misconceptions for first-time homebuyers is how much you’ll need to save for a down payment. Contrary to popular belief, you don’t always have to put 20% down to buy a house, especially if you take advantage of government-backed programs or incentives. Are you eager to buy a home but aren’t sure if […]
Buying Your First Home? You’re Not Alone!
Buying your first home is both exciting and a little overwhelming. There’s a lot that goes into the process—applying for a loan, making an offer, inspections, appraisals, due diligence, escrow… It can be a lot for an inexperienced buyer! But the good news is that you’ll hardly be the only new buyer on the hunt; […]
3 Reasons to Get Pre-Approved Before Buying a Home
If you’re thinking of investing in real estate, you might be wondering exactly where you should be starting your homebuying journey. Is it with a home search? A real estate agent? An open house? Actually, the answer might surprise you: it’s with getting pre-approved. Get Pre-Approved, Start Your Homebuying Journey It’s no secret: real estate […]