Key Takeaways: Mortgage rates are the lowest theyāve been in years, and this might be the lowest theyāll be for a while. Buying a house now is a good decision if you want to lock in a lower interest rate and ultimately pay less over time. Contact Linda Craft & Team if youāre interested in […]
Category Archives: First Time Home Buyers
How Can You Make Your Best Offer as a Buyer?
Key Takeaways: Knowing your budget and how much money you can spend is crucial to buying a home. Real estate agents can be extremely helpful in giving advice and helping you through the process. Being quick to make an offer should be one of the buyerās priorities, as it helps them to stand out from […]
Are You Intimidated as a Young Homebuyer?
Key Takeaways: There are many home-buying myths that intimidate young buyersāand weāre here today to debunk these damaging myths.Ā Buying a home is more affordable today compared to historical averages, which means you may be able to afford more home than you think.Ā Here at Linda Craft & Team, we understand that being a young […]
You May Already Have Enough Money Saved for a Down Payment!
One of the biggest misconceptions for first-time homebuyers is how much youāll need to save for a down payment. Contrary to popular belief, you donāt always have to put 20% down to buy a house, especially if you take advantage of government-backed programs or incentives. Are you eager to buy a home but aren’t sure if […]
Buying Your First Home? Youāre Not Alone!
Buying your first home is both exciting and a little overwhelming. Thereās a lot that goes into the processāapplying for a loan, making an offer, inspections, appraisals, due diligence, escrowā¦ It can be a lot for an inexperienced buyer! But the good news is that youāll hardly be the only new buyer on the hunt; […]
3 Reasons to Get Pre-Approved Before Buying a Home
If youāre thinking of investing in real estate, you might be wondering exactly where you should be starting your homebuying journey. Is it with a home search? A real estate agent? An open house? Actually, the answer might surprise you: itās with getting pre-approved. Get Pre-Approved, Start Your Homebuying Journey Itās no secret: real estate […]
Find Out Why More Than Half of Buyers are Wrong About Down Payments
True or false: if you’re buying a home, you need to have at least a 20% down payment? If you answered true, you aren’t aloneāso did 62% of Americans. But in reality, that couldn’t be further from the truthāand you don’t have put off your home-buying dreams just because you can’t come up with 20% […]
Your Latest Course in Homebuying: The 5 Acronyms You Need to Know
You might think that since you’ve put some distance between now and high school and college, your days of memorizing vocabulary and learning new definitions is long gone. But if you’re buying a home, then you’re going to want to dust off those skills and start studying up. Real estate comes with its own confusing […]
The Biggest Reasons Why Homeowners are Happy… and Renters Aren’t
Coffee or tea? Cake or pie? Rent or buy? Life is full of big questionsāsome a little harder to answer than others. But in the case of renting versus buying, there are a few big reasons why ownership still wins the battle. Thinking about making the jump from renting to owning? Here’s how your life […]
How A Daily Latte Affects Your Real Estate Goals
With summer on its way out and fall just around the corner, it’s prime latte season. Pumpkin spice, maple pecan, salted caramelāsome of the best seasonal flavors make their debut! While it’s great to treat yourself to a cup of coffee every now and then, those small expenses can really add upāespecially if you’re pinching […]