Key Takeaways Plenty of people with student loans also own their own home. Calculate your debt-to-income ratio to figure out what you can afford. An experienced team will help you navigate buying a home with student loans—contact Linda Craft & Team today! When it comes to purchasing a home, having student debt makes the dream […]
Key Takeaways: Mortgage rates are the lowest they’ve been in years, and this might be the lowest they’ll be for a while. Buying a house now is a good decision if you want to lock in a lower interest rate and ultimately pay less over time. Contact Linda Craft & Team if you’re interested in […]
Key Takeaways: Knowing your budget and how much money you can spend is crucial to buying a home. Real estate agents can be extremely helpful in giving advice and helping you through the process. Being quick to make an offer should be one of the buyer’s priorities, as it helps them to stand out from […]
Key Takeaways: There are many home-buying myths that intimidate young buyers—and we’re here today to debunk these damaging myths. Buying a home is more affordable today compared to historical averages, which means you may be able to afford more home than you think. Here at Linda Craft & Team, we understand that being a young […]
One of the biggest misconceptions for first-time homebuyers is how much you’ll need to save for a down payment. Contrary to popular belief, you don’t always have to put 20% down to buy a house, especially if you take advantage of government-backed programs or incentives. Are you eager to buy a home but aren’t sure if […]
Buying your first home is both exciting and a little overwhelming. There’s a lot that goes into the process—applying for a loan, making an offer, inspections, appraisals, due diligence, escrow… It can be a lot for an inexperienced buyer! But the good news is that you’ll hardly be the only new buyer on the hunt; […]
If you’re thinking of investing in real estate, you might be wondering exactly where you should be starting your homebuying journey. Is it with a home search? A real estate agent? An open house? Actually, the answer might surprise you: it’s with getting pre-approved. Get Pre-Approved, Start Your Homebuying Journey It’s no secret: real estate […]
True or false: if you’re buying a home, you need to have at least a 20% down payment? If you answered true, you aren’t alone—so did 62% of Americans. But in reality, that couldn’t be further from the truth—and you don’t have put off your home-buying dreams just because you can’t come up with 20% […]
You might think that since you’ve put some distance between now and high school and college, your days of memorizing vocabulary and learning new definitions is long gone. But if you’re buying a home, then you’re going to want to dust off those skills and start studying up. Real estate comes with its own confusing […]
Coffee or tea? Cake or pie? Rent or buy? Life is full of big questions—some a little harder to answer than others. But in the case of renting versus buying, there are a few big reasons why ownership still wins the battle. Thinking about making the jump from renting to owning? Here’s how your life […]