Spring is here, and with it comes longer days, blooming flowers, and the perfect opportunity to make your move. If youāve been thinking about buying a home in Raleigh, this season offers some distinct advantages that could help you find the perfect place while making a smart financial decision. Hereās why spring is one of [ā¦]
Category Archives: Home Buying Tip
The Perks of Buying a Fixer-Upper
Thereās no doubt that affordability is a challenge in todayās market. But that doesnāt mean you have to put your homeownership dreams on hold. If youāre open to a little home renovation workāor hiring someone who isābuying a fixer-upper in the Triangle Area could be a smart way to get into the housing market at [ā¦]
How to Make the Most of Your Tax Refund When Buying a Homeļæ¼
Tax season isnāt just about filing paperworkāitās also an opportunity to take a step closer to homeownership. If youāre expecting a tax refund this year, it could be the perfect financial boost to help you buy a home. Whether youāre a first-time buyer or looking to make a move, here are smart ways to maximize [ā¦]
3 Reasons To Buy a Home Before Spring
Thinking about buying a Triangle area home but feeling hesitant because of todayās mortgage rates? You might be wondering, āShould I wait until spring when more homes hit the market and rates might improve?ā The truth is, no one can predict exactly where mortgage rates will go. And while waiting until spring might seem like [ā¦]
Why an Agent Is Essential When Buying a Newly Built Home
Thereās a common misconception among some homebuyers that newly built homes in Raleigh lack the durability and quality of older homes. This unfounded belief may deter buyers from considering new constructions, which, according to Builder Online, offer compelling value: As resale inventory remains limited and the price spread between new and resale homes narrows, new [ā¦]
Why Buying Now May Be Worth It in the Long Run
Should you jump into the Triangle Area market now or hold off? Itās a question many potential Raleigh homebuyers are asking. While your personal circumstances will play a big role in the decision, thereās one important factor to keep in mind as you weigh your options. Buying now means you start building equity right away. [ā¦]
The Down Payment Assistance You Didnāt Know About
Did you know that almost 80% of first-time homebuyers qualify for down payment assistance, but only 13% take advantage of it? If youāre planning to buy a home, this is a gap worth closingāquickly (see graph below): Hereās what you need to know to make the most of your down payment in todayās housing market. [ā¦]
Why Pre-Approval Should Be at the Top of Your Homebuying To-Do List
Since the supply of homes for sale is growing and mortgage rates are coming down, you may be thinking itās finally your moment to jump into the market. To make sure youāre ready, you need to get pre-approved for a mortgage. Thatās when a lender looks at your finances, including things like your W-2, tax [ā¦]
What To Know About Closing Costs
When youāre ready to buy a home in Raleigh, itās crucial to plan for all the associated costs, not just the down payment. A significant part of your expenses will be the closing costs. Hereās a comprehensive look at what these costs entail and how you can manage them effectively. What Are Closing Costs? Closing [ā¦]
Why Moving to a Smaller Home After Retirement Makes Life Easier
Retirement marks a period of relaxation, new adventures, and indulging in your passions. As you embark on this exciting phase, itās crucial to reassess whether your current living situation still aligns with your needs. For many, a large home can become too costly or impractical during retirement. Downsizing could be a smart solution to enhance [ā¦]