Deciding whether buying a home in Raleigh is the right choice for you involves more than just weighing financial factors and market conditions; it’s also about understanding your personal readiness and life goals. As you ponder this significant decision, consider your financial health, current mortgage rates, the housing market’s inventory, and how all these elements […]
Tag Archives: first time home buyer
How Much Do Mortgage Rates Affect Your Home-Buying Budget?
Key Takeaways: There is no better time than now to borrow money for your new home, especially with mortgage rates on the rise.Ā Because mortgage rates and homebuyer purchasing power going hand-in-hand, even the slightest increase in mortgage rates impacts your home-buying budget. If youāre wondering how youāre going to afford your new home in […]
Your Raleigh Home: Proper Care, NOT Impending Catastrophe
Your home is most likely one of the largest personal investments you will ever make. Whether itās your first time jumping into the homeownership pool or even if you have taken the plunge multiple times, you may not know the safest way to care for your investment so that you are giving it the TLC […]
Is It Time to Stop Renting and Buy Your First Home?
Itās a huge decision, deciding to move out of your rental and move into something you can call āHome Sweet Home.ā How do you know you are ready for this big step? See if the following questions can help you determine your readiness for homeownership. Is the Timing Right to Purchase a Home Now? Could […]
When You Don’t Need a Down Payment to Buy a Home
Saving thousands of dollars for a down payment is one of the biggest obstaclesĀ to homeownership, especially for first-time home buyers. Fortunately, you don’t need a down payment to secure the home of your dreams in the Greater Raleigh area. Thanks to the USDA Loan Program, you can quickly and easily buyĀ your first home! In no […]
How to Protect Yourself Against Hidden Title Hazards
Other types of insurance coverage focus on possible future events and charge an annual premium āĀ such as flood insurance or hazard insurance that safeguard against loss from fire, theft, or wind damage. Title insurance protects against loss from hazards and defects already existing in the title and is purchased with a one-time premium. A Separate […]