What’s Going On with Mortgages? Paul Fitts of Advantage Lending joining us to break down what’s really going on in mortgages right now. First off: rate talk. The 30-year fixed is hovering near the low-to-mid 6% range—down from the peaks, yet still above what many buyers hope for. That means timing and strategy matter. We’ll […]
Tag Archives: mortgage rates
What Buyers Say They Need Most (And How the Market’s Responding)
Bank of America recently asked potential buyers what would make them feel more confident about making a move. The top answers? Improved affordability, especially when it comes to prices and mortgage rates (see below). The good news is that while the overall economy may still feel uncertain, we’re starting to see signs of positive shifts […]
How Today’s Lower Mortgage Rates Create Opportunities for Buyers
Why More Sellers Are Choosing To Move, Even with Today’s Rates
Hanging onto a 3% mortgage rate can feel like winning the lottery, but is it worth staying in your Triangle area home that no longer fits your life? For many homeowners, the answer is no. While a low mortgage rate is ideal, it doesn’t solve everyday challenges, like living in a space that’s too small, […]
Understanding Today’s Mortgage Rates: Is 3% Coming Back?
Many home buyers in Raleigh are still on the sidelines, waiting and hoping for mortgage rates to fall back to the historic lows of 3% we saw just a few years ago. But it’s important to understand that those ultra-low rates were a unique response to a global event—not the norm. And as the economy […]
What You Can Do When Mortgage Rates Are a Moving Target
Have you been keeping an eye on mortgage rates lately? One day they dip, the next they climb again. It’s no wonder so many Triangle area buyers feel unsure about when to jump into the market. The graph below, based on Mortgage News Daily data, shows just how much rates have fluctuated in April—especially compared […]
How To Buy a Home Without Waiting for Lower Rates
If you’ve been holding out on buying a home in Raleigh because you’re waiting for mortgage rates to drop, you’re not alone. But here’s the reality: experts predict rates will decline—just not as much as many buyers were hoping. The good news? Even if rates stay higher than expected, there are creative ways to make […]
Spring into Homeownership: Why Now is a Great Time to Buy
Spring is here, and with it comes longer days, blooming flowers, and the perfect opportunity to make your move. If you’ve been thinking about buying a home in Raleigh, this season offers some distinct advantages that could help you find the perfect place while making a smart financial decision. Here’s why spring is one of […]
3 Reasons To Buy a Home Before Spring
Thinking about buying a Triangle area home but feeling hesitant because of today’s mortgage rates? You might be wondering, “Should I wait until spring when more homes hit the market and rates might improve?” The truth is, no one can predict exactly where mortgage rates will go. And while waiting until spring might seem like […]
Why Buying Now May Be Worth It in the Long Run
Should you jump into the Triangle Area market now or hold off? It’s a question many potential Raleigh homebuyers are asking. While your personal circumstances will play a big role in the decision, there’s one important factor to keep in mind as you weigh your options. Buying now means you start building equity right away. […]









