Key takeaways: Most buyers—especially first-timers—think they need a 20% down payment to purchase a home. Believe it or not, a majority of today’s buyers put down significantly less than 20%! Want to know if homeownership is within your reach? Contact Linda Craft & Team at 919-235-0007 to start your real estate journey! No, You Don’t […]
One of the biggest misconceptions for first-time homebuyers is how much you’ll need to save for a down payment. Contrary to popular belief, you don’t always have to put 20% down to buy a house, especially if you take advantage of government-backed programs or incentives. Are you eager to buy a home but aren’t sure if […]
It’s no secret that buyer demand has reached an all-time high here in the Triangle. Many first-timers have decided to make the leap towards homeownership thanks to historically low interest rates, as well as increased affordability. However, many would-be buyers aren’t quite sure how to start the process…or how much they can actually afford. If […]
True or false: if you’re buying a home, you need to have at least a 20% down payment? If you answered true, you aren’t alone—so did 62% of Americans. But in reality, that couldn’t be further from the truth—and you don’t have put off your home-buying dreams just because you can’t come up with 20% […]
With summer on its way out and fall just around the corner, it’s prime latte season. Pumpkin spice, maple pecan, salted caramel—some of the best seasonal flavors make their debut! While it’s great to treat yourself to a cup of coffee every now and then, those small expenses can really add up—especially if you’re pinching […]
Time and again, we hear from potential buyers that one of the most challenging parts of buying a home is saving up for the down payment. Many people believe that they need a 20% down payment in order to buy a home, but that’s not really true. While 20% is a standard, it is by […]