True or false: if you’re buying a home, you need to have at least a 20% down payment? If you answered true, you aren’t aloneāso did 62% of Americans. But in reality, that couldn’t be further from the truthāand you don’t have put off your home-buying dreams just because you can’t come up with 20% […]
Tag Archives: Buying a home in Raleigh
Your Latest Course in Homebuying: The 5 Acronyms You Need to Know
You might think that since you’ve put some distance between now and high school and college, your days of memorizing vocabulary and learning new definitions is long gone. But if you’re buying a home, then you’re going to want to dust off those skills and start studying up. Real estate comes with its own confusing […]
The Biggest Reasons Why Homeowners are Happy… and Renters Aren’t
Coffee or tea? Cake or pie? Rent or buy? Life is full of big questionsāsome a little harder to answer than others. But in the case of renting versus buying, there are a few big reasons why ownership still wins the battle. Thinking about making the jump from renting to owning? Here’s how your life […]
Why Owning a Home is One of the Most Effective Saving Strategies
Nervous About a Recession? Here’s Why You Don’t Need to Worry about a 2008 Repeat
If you’re getting ready to buy a home soon, then you’ve probably heard whispers of an imminent recessionāand the real estate market and recessions don’t have a great track record. Although it’s hard not to be plagued by memories of the 2008 recession and the housing market crash, you need to know: the conditions of […]
How A Daily Latte Affects Your Real Estate Goals
With summer on its way out and fall just around the corner, it’s prime latte season. Pumpkin spice, maple pecan, salted caramelāsome of the best seasonal flavors make their debut! While it’s great to treat yourself to a cup of coffee every now and then, those small expenses can really add upāespecially if you’re pinching […]
The Best Real Estate Advice for Millennialsāfrom a Millionaire
If you’re a millennial, then you’re probably a little tired of hearing all the criticism towards your generation. Buying avocado toast instead of saving money, always texting instead of callingāthey’re all pretty unfair generalizations. Another common criticism of millennials? That they never buy homes. But actually, that couldn’t be further from the truth! In fact, […]
The 2 Biggest Buying MythsāAnd Why You Shouldn’t Believe Them
Buying a home is a major decisionāone that you should spend plenty of time thinking about. But for many people, that thinking stage quickly becomes filled with anxietiesāabout money, about mortgages, about lendersāand they may decide to postpone their buying plans. At Linda Craft & Team REALTORSĀ®, we want to break some of the negative […]
Is Moving in with Your Family the Latest Real Estate Trend?
Moving back in with your parents after a few years? You’re certainly not the only one! Maybe your loved ones are growing older, and you want to spend more time with them, or they need a little extra help around the house. Maybe finances are tight, and you’re saving up for your own place. Whatever […]
Breaking Down Housing Affordability: The Bottom Line for Buyers
As of late, there’s been a lot of buzz about home prices going up, and a fair amount of anxiety about what that means for buyers. While some headlines have been announcing an “affordability crisis,” that’s perhaps an over-sensationalization of current conditions. If you’re worried about not being able to afford a home in the […]